a r t i c l e i n f o Most of the efficiency studies of large multinational banks operating in different countries calculate banks' inefficiency levels without taking into account the environmental factors in which they are operating in. As a result the estimated inefficiencies are subject to a combination of true managerial inefficiencies and the impact of environmental factors which most of t...

Central Banks regularly make forecasts, such as the Fed’s Greenbook forecast, that are conditioned on hypothetical paths for the policy interest rate. While there are good public policy reasons to evaluate the quality of such forecasts, up until now, the most common approach has been to ignore their conditional nature and apply standard forecast e¢ ciency tests. In this paper we derive tests fo...

with change technology and globalization process, financial bazaars has accost with competitive pressure for improve performance. a way to address such circumstance is through privatization. therefore, present study tries to evaluate and compare the financial performance of public and private commercial banks between 2006 through 2009 by using the constituents of camel model. statistical sample...

This article focuses on the use of computer bases in making bank accounts at Islamic banks, and later data will be compared with existing conventional banks. is because banking, there are two types banks based their operational activities, namely The research this a qualitative study, it requires various information from From obtained related to both have used E-Banking services make easier for...

Background & Aims of the Study: Due to the increasing use of computers in the administrative and social structure of Iran, it seems that, in the near future, eye and body symptoms caused by computer work will become one of the most important health issues in our society, and threaten the health of the workforce and consequently, lead to significant financial and industrial losses. The aim of th...

Technological developments make the world borderless. The development of information and communication technology has touched banking sector. Based on operational system, types banks can be divided into conventional Islamic banks. This study aims to explain digitalization bank products in Indonesia. method used this research is normative legal research. As one efforts increase capability, more ...

We model the e ects on banks of the introduction of a market for credit derivatives; in particular, credit default swaps. A bank can use such swaps to temporarily transfer credit risks of their loans to others, reducing the likelihood that defaulting loans trigger the bank's nancial distress. Because credit derivatives are more exible at transferring risks than are other, more established tools...

This paper examines whether community banks have a niche in the production of soft information for their small business customers and if small firms value the banks ’ investment in this information. A composite measure of soft information production is created based on owner ratings of bank performance characteristics using survey data from over 1,400 small firms. This composite measure is rela...

Bank liquidity is a crucial determinant of the severity of banking crises. In this paper, we consider the e¤ect of …re sales and foreign entry on banks’ex ante choice of liquid asset holdings, and the ex post resolution of crises. In a setting with limited pledgeability of risky cash ‡ows and di¤erential expertise between banks and outsiders in employing banking assets, the market for assets cl...