The Czech government has identified commercial health insurance as one of the major problems for migrants' access to health care. Non-EU immigrants are eligible for public health insurance only if they have employee status or permanent residency. The present study examined migrants' access to the public health insurance system in Czechia. A cross-sectional survey of 909 immigrants from Ukraine ...

The Keele Economics Department produces this series of research papers in order to stimulate discussion and invite feedback. Copyright remains with the authors. All papers in the kerp series are available for downloading from the Keele Economics website, via Abstract This paper analyses a model of private unemployment insurance under limited commitment and a model of public unemployment insuran...

Employer-sponsored insurance coverage forms the backbone of the U.S. health insurance system, yet there are crucial weaknesses that have contributed to a growing number of uninsured Americans. Ultimately, the lack of employer-based coverage generates public costs in the form of taxpayer bills to fund public insurance or uncompensated care programs for care that would otherwise be paid for throu...

This paper explores the consequences of the oft ignored fact that public health insurance must actually be supplied by the state. Depending how the state is modeled, different health insurance outcomes are expected. The benevolent model of the state does not account for many actual features of public health insurance systems. One alternative is to use a standard public choice model, where state...

Insurance provision di¤ers across developed countries both in terms of total amounts expended, and of whether it is supplied via public schemes or private contractual arrangements. We propose a model where insurance is limited by the need to elicit unobservable e¤ort; entails implementation costs that may di¤er for public and private entities; and tends to be more desirable when liquidity const...

Private insurance plays a minor role in paying for pharmaceuticals in New Zealand, despite controversy about access through the public health system. The present study examines New Zealand consumers' perceptions of private insurance for pharmaceuticals. A self-administered questionnaire was completed by 433 consumers at thirty pharmacies. The questionnaire included 18 questions on demographics,...

INTRODUCTION Limited data are available regarding differences in presentation and management of pediatric emergency department (PED) patients based on insurance status. The objective of the study was to assess the difference in management of pediatric facial lacerations based on medical insurance status. METHODS We conducted a retrospective cohort study with universal sampling of patients wit...