abstract: about 60% of total premium of insurance industry is pertained?to life policies in the world; while the life insurance total premium in iran is less than 6% of total premium in insurance industry in 2008 (sigma, no 3/2009). among the reasons that discourage the life insurance industry is the problem of adverse selection. adverse selection theory describes a situation where the inf...

in this thesis, a structured hierarchical methodology based on petri nets is used to introduce a task model for a soccer goalkeeper robot. in real or robot soccer, goalkeeper is an important element which has a key role and challenging features in the game. goalkeeper aims at defending goal from scoring goals by opponent team, actually to prevent the goal from the opponent player’s attacks. thi...

thermal barrier coatings (tbcs) are used to provide thermal insulation to the hot section components of gas turbines in order to enhance the operating temperature and turbine efficiency. hot corrosion and thermal shocks are the main destructive factors in tbcs which comes as a result of oxygen and molten salt diffusion into the coating. in this thesis atmospheric plasma spraying was used to dep...

reinsurance is widely recognized as an important instrument in the capital management of an insurance company as well as its risk management tool. this thesis is intended to determine premium rates for different types of reinsurance policies. also, given the fact that the reinsurance coverage of every company depends upon its reserves, so different types of reserves and the method of their calc...

در بیشتر باورها و اسطوره هایی که دربارۀ آفرینش انسان در میان اقوام گوناگون شکل گرفته، برای همۀ انسان ها وجود پدر و مادر مشترکی قائل شده­اند. ظاهراً در این اندیشه اقوام گوناگون اتفاق نظر داردند. تفاوت وقتی بروز می کند که سخن از خاستگاه این پدر و مادر مشترک و توالی خلق آن دو از نظر جنسیت به میان می آید و نیز وقتی که فلسفه ای برای خلق انسان تعریف می شود. به­منظور دستیابی به برخی از این بنیان های فک...