abstract: about 60% of total premium of insurance industry is pertained?to life policies in the world; while the life insurance total premium in iran is less than 6% of total premium in insurance industry in 2008 (sigma, no 3/2009). among the reasons that discourage the life insurance industry is the problem of adverse selection. adverse selection theory describes a situation where the inf...

tourism , today as one of the ways to make money, create jobs , and social and political interactions is considered. this paper aims to examine the strengths and weaknesses of tourism development in mahmoud abad ( mazandaran ). the research method in this study is " descriptive - analytical " and to collection of data used field methods such as questionnaires and documentation - library. the sa...

Introduction: The Significance of research in the Promotion and development of Scientific Capabilities of a country in evident, provided that these research studies are done by analyzing and reviewing the information resources in such a way that avoids duplication of the work already done. Among The information resources, internet is to be the most complete and efficient source of information p...

To achieve sustainable urban development and values from social justice; it is essential that all citizens enjoy resources, facilities and life opportunities equally. Due to lack of a stable or systematic approach of measuring urban problems, disparity in environmental conditions or access to social and physical infrastructures is more obvious, especially in the cities of developing countries. ...