We show that a competitive banking system is inconsistent with an optimum quantity of private money. Because bankers cannot commit to their promises and the composition of their assets is not publicly observable, a positive franchise value is required to induce the full convertibility of bank liabilities. Under perfect competition, a positive franchise value can be obtained only if the return o...

The clarion call for reform in bank regulation that ensures sound financial system and better performance following the melt-down of 2007–2009 across globe has made it necessary to identify reforms ensure these objectives are achieved. Using most recent Banking Regulation Supervision Survey World Bank showing through empirical evidence, this paper adds literature on assessment impact ...

The issuance of digital currency electronic payments (DC/EP), under the supervision People’s Bank China, will have a certain impact on commercial banks, and further affect areas internet finance traditional financing. This paper studies regulatory performance DC/EP in post-lending market models bank financing, exploring their theoretical practical significance. Through construction an enterpris...

In this study, the interrelation between bank concentration and stability is examined, focusing on joint impact of capital regulation financial openness. Using data from Global Financial Development Database provided by World Bank Index Freedom The Heritage Foundation Wall Street Journal, a sample five countries in Central Asia was obtained, specifically during 1993-2017. results show that rela...

As part of the regulatory response to the recent global financial crisis, the Basel Committee on Banking Supervision (BCBS) announced a new international regulatory framework for banks, known as Basel III. One important component of Basel III is the Liquidity Coverage Ratio (LCR), which aims to ensure that banks hold a more liquid portfolio of assets and rely on the central bank for funding onl...

THE FEDERAL BANKING REGULATORS: AGENCY CAPTURE, REGULATORYFAILURE, AND INDUSTRY COLLAPSE DURING THE 2008 FINANCIAL CRISISbyJUSTIN REXAugust 2013Advisor: Dr. Marjorie Sarbaugh-ThompsonMajor: Political ScienceDegree: Doctor of Philosophy This dissertation examines the process of agency capture at four federal bank regulatoryagencies leading up to the 2008 finan...

The paper highlights gaps in key areas of legislation, regulation and supervision, standard-setting of Shari’ah-compliance and pinpoints areas where improvement is desirable to ensure stability in the Islamic banking and finance sector. The comparative analysis focuses on 11 selected Muslim countries (Malaysia, Iran, Bahrain, Saudi Arabia, Pakistan, Turkey, Indonesia, Sudan, Kuwait, U.A.E ...

â â â â  kangwon national university, south korea â â yonsei university, south korea â â  [1] â  kangwon national university, south korea â â â  abstract â  t his paper aims to understand the structure and determinants of international bank l ending among apec economies. specifically, this paper first aims to analyze whether australia canada japan chinese taipei and the united states, which are...