Banks are the financial institutions that collect assets from various sources and allocate them to the sectors that require liquidity. Therefore, banks are an inherent element in the system of every country. As private banks enter financial markets, the demand for diverse banking services increases dramatically. Banks seek to use various techniques to improve their performance in attracting cus...

Grounded in the technology–organization–environment (TOE) framework, we have developed an extended conceptual research model for assessing the value of e-business at the bank level. For the purposes of our research some constructs were added to (TOE) framework such as IT/Business strategy alignment, adequacy of IT professionals, and availability of online revenues. Other factors were excluded s...

Central Bank Digital Currency (CBDC) represents a digitized form of central bank funds that aims to enhance financial services and revolutionize the economy. It is important note CBDCs differ from cryptocurrencies as they are centrally regulated by sovereign authorities. When compared cryptocurrencies. prioritize privacy limiting transaction details disclosure. The value creation approaches als...