Banks’ lending business being risk based must be supported by adequate quantum of capital to ensure sustainability, soundness and resilience the bank. The Basel Committee on Banking Supervision announced in 1988, a set norms for banks observe order reinforce their financial stability when struck potential losses from deterioration asset quality. This was known as I. For purpose adequacy, has be...

The services your bank provides to its business clients—known as liquidity management—enable them take advantage of the interest on their checking and current accounts pool money from several accounts. As a result, corporate clients may effectively manage daily companies. paper compares contrasts management strategies few Indian banks public private sectors. Five sector banks—Punjab National Ba...

In India, the credit card usage as well as the penetration has been found to be very low compared to that of debit cards. Though banks offer the best of the services, still there are apprehensions about the risks involved in using a credit card in India. Hence, this study investigates the customer’s adoption behavior of credit cards and determines the factors which influence the acceptance amon...

Agriculture plays a crucial role in the development of the Indian economy. It accounts for about 19 percent of GDP and about two thirds of the population is dependent on the sector. (Economic Survey, 2009). Recognizing the importance of agriculture sector in India’s development, the Government and the Reserve Bank of India (RBI) have played a vital role in creating a broad-based institutional f...

The literature is unsettled on the simultaneous existence of Competition-Stability and Competition-Fragility phenomena in banking system. Our study has extended debate where we have incorporated accounting-based information along with 2-SLS system equation modeling to further explore linkages between competition, systemic risk, stability prevailing Indian revealed that for banks competition ris...

The OCR technology for Indian documents is in emerging stage and most of these Indian OCR systems can read the documents written in only a single script. As many commercial and official documents of different states of India are tri-lingual in nature, therefore identification of script and/ or language is one of the elementary tasks for multi-script document recognition. A script recognizer sim...