This study estimates cost efficiency, scale economies, technological progress and productivity growth for Indonesian banks over the period 1993-2000. Overall the cost efficiency of all banks during this period was 69.82%. However, on average the efficiency of banks prior to the Asian crisis and after the Asian crisis were 79.67% and 53.40% respectively. Moreover, the results also indicate that ...

Recently fish are frequently stolen, which has seriously influenced agricultural production. On the basis of analyzing existing aquatic antitheft measures, in accordance with the advantage of ZigBee and GSM (Global System for Mobile communication), a burglar alarm system was developed. The system consisted of three parts: the anti-theft terminal, communication network and monitoring center. The...

The efforts for financial inclusion need to be designed with a vision beyond just the percentage of the country population with access to a bank account or a no frills account; to focus more on how this can enhance the capability and convenience for the un-banked and under-banked, specifically the small and marginal farmers in this case, to enable greater transparency, accountability, efficienc...

This paper integrates theories of political budget cycles with theories of tactical electoral redistribution to test for political capture in a novel way. Studying banks in India, I …nd that government-owned bank lending tracks the electoral cycle, with agricultural credit increasing by 5-10 percentage points in an election year. There is signi…cant cross-sectional targeting, with large increas...

Lauren McConnell, Department of Earth Sciences, University of South Alabama, Mobile, AL 36688. E-mail: [email protected] Perch Creek and Alligator Bayou are tributaries to Dog River, both being similar in nature and close in proximity. The goal of this project is to determine whether Alligator Bayou contains a higher concentration of phosphorus and nitrates due to agricultural run-off...

Ensuring the salvage of future sources is a challenge for plant geneticists and breeders, as well as historians and archivists. Here, this suggestion is illustrated with an account of the emergence, in the mid-20th century, of seed banks. These repositories are intended to enable the conservation of the world's crop genetic diversity against the 'genetic erosion' of crops, an unintended consequ...

This study aims to demonstrate the effectiveness of an Istisna’a contract in financing housing sector for low-income people Jordan and attempts activate this formula Islamic banks. The contribution provision is considered a crucial social service. introduces financial banks provides definition Istisna’a. A qualitative research method was used, collecting information from books, reports, journal...

The banking sectors in several Central and Eastern European countries are characterized by a two-tier structure, in which a few large banks dominate the deposit market but are very inactive in the loan market with private borrowers, while many small banks engage in lending but have only small shares of the deposit market. The large banks act as net lenders in the interbank market, while small b...