The downward trend in the number of commercial bank offices is driven by bank's efforts to shift banking transactions from physical branch digital channels order improve efficiency. In prioritizing closure, needs define appropriate method used analysis. This case study intended identify parameter determine prioritization office closure. uses a non-parametric approach Data Envelopment Analysis (...

In this paper we evaluate the financial performance of virtually all of the branch offices of a large European savings bank for a recent six-month accounting period. We employ a complementary pair of nonparametric techniques to evaluate their financial performance, in terms of their ability to conserve on the expenses they incur in the process of building their customer bases and providing cust...

For purposes of this subpart: Bank holding company means any company that controls a bank (as provided in section 2 of the Bank Holding Company Act of 1956 (12 U.S.C. 1841 et seq.)). Consultant. For purposes of this subpart, a consultant for a national bank, savings association, bank holding company, savings and loan holding company, or other company shall include only an individual who works d...

This paper uses data envelopment analysis (DEA) to examine the technical, pure technical, and scale efficiencies of 12 branches of the agricultural bank in Guilan province, Iran over the period of 2012-2016. The first results indicated that scale inefficiency contributed more to overall technical inefficiency than pure technical inefficiency over the studied period. Results of return to scale r...

In this paper, we focus on the Data Envelopment Analysis (DEA)-based model structures have been used in assessing bank branch efficiency. Probing the methodologies of 75 published studies at the branch level since 1985 to early 2015, we found that these models can be divided into four categories: standard basic DEA models, single level and multi-level models, enriched (hybrid) models and specia...

Since financial deregulation, retail banks have changed significantly, largely driven by a combination of technological advances and competition. A major area of change is in the role of branches in providing payment services. This role has come under increasing pressure from alternative delivery channels, such as automatic teller machines (ATMs) and on-line debit of accounts through electronic...

The literature on social networks and their analysis has undergone explosive growth in the past decade. Network models have been used to study structures as diverse as the interaction of monks in a monastery, the links across theWorldWideWeb, and the structure of organizations. In much of this literature the network itself is viewed as the object of interest, and models are used to elucidate it...

Given the rapid development of the banking sector, it is reasonable to expect that the performance of banks has become the centre of attention among bank managers, stakeholders, policy makers, and regulators. In order to maximizing the share-holders’ satisfactory level, two bank efficiency measurement approaches, i.e. the production approach and the user cost approach, which are financial evalu...