by Gary Whalen Many states have chosen to legally restrict intrastate branching by banks to some degree. In a large proportion of such states, banks are able to circumvent the prohibition on statewide branching because they are permitted to adopt a multibank holding company (MBHC) form and to acquire affiliate banks throughout the state. However, because subsidiary banks in a MBHC continue to b...

This is the first comprehensive experimental study about investigation the impacts of information technology on efficiency of Iran’s banks for a period of 22 years from (1990 to 2011) by using SFA model. Results of the study have shown the technical efficiency average of Iranian banks during the study is (79%) and technical efficiency of privatelyowned banks in Iran is higher than publicly-owne...

The main objectives of this paper are to measure the technical efficiency levels of Iranian banks and to investigate the degree of factors influence on the efficiency in these banks. Stochastic frontier analysis (SFA) methods are applied to bank-level data over 22 years (from 1995 to 2011). We find that publicly-owned banks obtain average technical efficiencies of 0.73, which is lower than priv...

This paper compares the performance of regional banks and national banks in Korea for the period of 19922004 by examining how the profitability of these two groups differs, identifying major determinants of profitability for each group, and explaining their similarities and differences. Two competing hypotheses, the market power hypothesis and the efficient structure hypothesis, are tested in a...

The aim of this paper is to assess the impact of the interbank market on the business cycle. To do that, we built a DSGE model with heterogeneous households and banks. Net lender banks can allocate their resources between interbank lending and risk free government bonds. This portfolio choice is affected by an exogenous counterpart risk shock on the interbank market. An increase of the counterp...