abstract: about 60% of total premium of insurance industry is pertained?to life policies in the world; while the life insurance total premium in iran is less than 6% of total premium in insurance industry in 2008 (sigma, no 3/2009). among the reasons that discourage the life insurance industry is the problem of adverse selection. adverse selection theory describes a situation where the inf...

This study was conducted to evaluate the effects of paclobatrazol and cycocel on some quantitative and qualitative traits of zinnia. Seedlings were transplanted on Horticulture Department Farm , College of Agriculture, Isfahan University of Technology. The experiment was carried out in the framework of randomized complete block with 3 replications. Triats which were studied included plant heigh...

کتاب تبصره المومنین(نگارش در سال1080ق) تالیف محمد مومن حسینی تنکابنی، جوابیه و ردّیه ای بر سخنان ملامحمد طاهر قمی در کتاب تحفه الاخیار است. این تحقیق تصحیح انتقادی و نقد وبررسی این کتاب است که نسخه مجلس شورای اسلامی اساس قرارداده شده و با سه نسخه دیگر مقابله شده است. نویسنده کتاب یکی از پزشکان دربار شاه سلیمان صفوی(1077) است. وی در عصری زندگی می کند که تصوف وصوفیان اگرچه درحمایت نسبی حکومت هستند...

abstract sensitive and precise voltammetric methods for the determination of trace amounts of furaldehydes, mainly as furfural (f) and 5-hydroxymethyl-2-furaldehyde (hmf), in waste waters and other matrices is described. determination of total furaldehyde at < ?g g-1 levels in alkaline buffered aqueous media was individually investigated. by the use of ordinary swv and adsorptive square wave ...

In this research the effect of four concentrations of nickel and copper (25, 50, 100, and 200 µM) on root and shoot length, fresh and dry weight, leaf surface, and photosynthetic pigments (Chlorophyll a, b and carotenoids), sugar, malondialdehyde, hydrogen peroxide content and antioxidant enzyme activity (CAT and APX) in Okra plants were evaluated. The results showed that in those plants which ...

This study was conducted to evaluate the effects of paclobatrazol and cycocel on some quantitative and qualitative traits of zinnia. Seedlings were transplanted on Horticulture Department Farm , College of Agriculture, Isfahan University of Technology. The experiment was carried out in the framework of randomized complete block with 3 replications. Triats which were studied included plant heigh...

testing plays a vital role in any language teaching program. it allows teachers and stakeholders, including program administrators, parents, admissions officers and prospective employers to be assured that the learners are progressing according to an accepted standard (douglas, 2010). the problems currently facing language testers have both practical and theoretical implications but the first i...

the purpose of this study is to investigate the relationships between teachers’ immediacy behaviors and iranian students’ willingness to talk in english classes. analysis of the results from willingness to talk scale represents a relatively high level of willingness to talk in english classrooms among iranian language learners. the total mean score of students’ willingness to talk was 66.3 ou...