it is definitely necessary to understand the concept and behavior of causation of life insurance policies and its determinants for insurance managers, regulators, and customers. for insurance managers, the profitability and liquidity of insurers can be increasingly influenced by the number of causation through costs, adverse selection, and cash surrender values. therefore, causation is a materi...

the importance of writing as a complex skill in applied linguistics has drawn the attention of many researchers to evaluate textbooks in order to help learners gain self-sufficiency and autonomy in the field of language use and communication. investigations have shown that developments in textbooks evaluation can promote the quality of pedagogies and consequently the learning. this study attemp...

Background and purpose: Cyanide is a species of high toxicity that is found mostly in industrial effluents such as electroplating, metal mining, metallurgy and metal cleaning processes. Entrance of it to existing environment contains a hazardous to health. The purpose of this study was to compare efficiency of both sonochemical and sonochemical / hydrogen peroxide processes for cyanide rem...

abstract this study aimed at investigating the impact of etymology strategy instruction on the development of vocabulary of iranian intermediate efl learners. etymology, knowledge of origin of words, roots, and affixes, has proved to be a controversial issue and a question of long debate with regard to its impact on the process of vocabulary learning. this study employed etymology strategy in ...

in this study reference as one of the five cohesive devices in the achievement of textuality in english and persian narrative/descripitive written texts is focused on and analysed . to do so , the theoretical framework elaborated by halliday and hasan (1976) and its version adapted by the writer to match the sub-types of reference in farsi are applied to the analysis of reference in english and...

Background and purpose: Ethyl benzene is a toxic aromatic compound derived from petroleum hydrocarbons which usually enters the environment through leakage of oil industries and activities, wastes and effluents released by pharmaceutical industry, plastics, resins and petrochemicals. This study aimed to examine the feasibility of the use of MgO nanoparticles as catalysts in the ozonation proces...