insurers have in the past few decades faced longevity risks - the risk that annuitants survive more than expected - and therefore need a new approach to manage this new risk. in this dissertation we survey methods that hedge longevity risks. these methods use securitization to manage risk, so using modern financial and insurance pricing models, especially wang transform and actuarial concepts, ...

the present study aimed at investigating how different news agencies using the concept of legitimation/delegitimation represent the same event differently. to this end, van leeuwens (2008) legitimatory/delegitimatory framework was applied to the data gleaned from the iranian state-run news agency fars news, british state-run news agency bbc, and also american state-run news agency voa. the resu...

the present study sought to examine whether a task-based approach could have an impact on raising awareness of collocations. moreover, it sought to investigate the facilitative role of consciousness-raising tasks of collocations in the communicative instances of use. to this end, 68 intermediate learners of english were selected via a placement test. the participants were taught with classroom ...

the importance of writing as a complex skill in applied linguistics has drawn the attention of many researchers to evaluate textbooks in order to help learners gain self-sufficiency and autonomy in the field of language use and communication. investigations have shown that developments in textbooks evaluation can promote the quality of pedagogies and consequently the learning. this study attemp...

colonialism is an important factor in cultural production and many of cultural constructs all over the world. english and english language teaching are at the center of the contemporary world. postcolonial literature, the genre achebe exercised, is a kind of historical text which has become central to different debates and criticisms. in this thesis, different elements related to the colonial...

seismic retrofit strategies have been developed in the past few decades following the introduction of new seismic provisions and the availability of advanced materials and methods. it can be observed that new approaches to deal with more lateral forces are more innovative and more energy absorbent. in line with this, there is a growing trend toward the use of steel shear walls as a system with ...

the poor orientation of the restaurants toward the information technology has yet many unsolved issues in regards to the customers. one of these problems which lead the appeal list of later, and have a negative impact on the prestige of the restaurant is the case when the later does not respond on time to the customers’ needs, and which causes their dissatisfaction. this issue is really sensiti...

abstract sensitive and precise voltammetric methods for the determination of trace amounts of furaldehydes, mainly as furfural (f) and 5-hydroxymethyl-2-furaldehyde (hmf), in waste waters and other matrices is described. determination of total furaldehyde at < ?g g-1 levels in alkaline buffered aqueous media was individually investigated. by the use of ordinary swv and adsorptive square wave ...

چکیده کنه تارتن دو لکه ای tetranychus urticae koch یکی از چندخوارترین آفات شناخته شده محصولات کشاورزی دنیا به حساب می آید. در این بررسی جمعیت تخم و مراحل فعال این کنه در شرایط آلودگی طبیعی و مصنوعی در برگ های 8 رقم لوبیا در سال 1392 در گلخانه و مزرعه تحقیقاتی دانشکده کشاورزی دانشگاه ارومیه موردمطالعه قرار گرفت. آزمایش به صورت طرح کاملاً تصادفی برای شرایط مزرعه در10 تکرار و برای شرایط گلخانه ای...

چکیده به منظور بررسی اثر تنوع گیاهی و نوع منبع تغذیه ای بر تنوع و تراکم علفهای هرز و حشرات، کارایی مصرف نهاده ها ( نور، آب، عناصر غذایی) و عملکرد و خصوصیات کیفی چند گونه زراعی، آزمایشی به صورت کرتهای خردشده بر پایه طرح بلوکهای کامل تصادفی با سه تکرار در دو سال زراعی 1385-1384 و 1386-1385 در مزرعه تحقیقاتی دانشکده کشاورزی دانشگاه فردوسی مشهد به اجرا درآمد. تیمارهای مورد بررسی دو منبع کود دامی و...