The virtual credit card processing system is an e-business system we have developed which provides a secure and universal mechanism for making purchases over the Internet. The system uses Remote Method Invocation (RMI), Java Server Pages (JSP), Java Servlets and Java Database Connectivity (JDBC). We also look at the possibility of implementing the system using the Web Services architecture.

2 Introduction 3 1. The Bank Lending Channel 4 1.1 Interest Rate and Credit Channels: a Brief Overview of Theoretical Concepts 4 1.2 Determinants of the Bank Lending Channel 6 2. A Short Description of Latvia's Banking Sector 7 2.1 Importance of the Banking Sector for Latvia's Financial System 7 2.2 Structure of Latvia's Banking Sector 8 3. Discovering Asymmetries in Bank Lending Behaviour 12 3...

Disclaimer The analysis and conclusions of this document are those of the authors. They do not necessarily reflect the official position of the AFD or its partner institutions. Foreword The " Impact Analyses " series aims to comprise works resulting from impact evaluations, and more largely, retrospective analyses of final results obtained in the framework of development policies or interventio...

Banks are important to national, and even global, economic stability. Banking panics that follow bank insolvency or bankruptcy, especially of large banks, can severely jeopardize economic stability. Therefore, issuers and investors urgently need a credit rating indicator to help identify the financial status and operational competence of banks. A credit rating provides financial entities with a...

The researcher studied about what NABARD is, the major activities are done by NABARD. The researcher also focused on the credit facilities offered by the NABARD. The researcher worked on the following objectives. 1) Finding out the most important credit issue faced by NABARD. 2) To understand the various credit facilities offered by NABARD. 3)The researcher will also study the major activities ...

This paper explores the relationship between consumer credit clients’ pay back performance and some demographic and financial variables (age, income, sex, interest rate, loan size and etc.). There are basically six functional associated with credit lending activities of banks in general: (1) assessment of the customers credit risk; (2) making the credit granting decision; (3) collecting debts; ...

Peng Bin 1,2,* and Marco Vassallo 3 1 School of International Studies, University of Trento, Via Tommaso Gar 14, Trento 38122, Italy 2 College of Public Administration, Huazhong Agricultural University, Wuhan 430070, China 3 Agricultural Research Council (CRA), Via Ardeatina 546, Rome 00178, Italy; [email protected] * Correspondence: [email protected]; Tel.: +39-046-128-3132 † An initial versio...