it is definitely necessary to understand the concept and behavior of causation of life insurance policies and its determinants for insurance managers, regulators, and customers. for insurance managers, the profitability and liquidity of insurers can be increasingly influenced by the number of causation through costs, adverse selection, and cash surrender values. therefore, causation is a materi...

the present research was conducted to explore the effect of employing two language teaching approaches, i.e. schema-based instruction (sbi) and translation-based instruction (tbi), on vocabulary knowledge, structure and reading comprehension ability of forty one female students learning english in grade one senior high school in rivash, kuhsorkh, iran. while sbi focuses on schemata, i.e. words ...

in this study, the effects of oleothermal modification on physical and mechanical peroperties of fir wood (abeis sp.) blocks were examined. at first, some blocks of fir wood with 5 × 20 × 120 cm dimensions were prepared. the blocks were treated in soybean oil. the effects of 3 factors such as treatments temperature (180and 200 °c), holding time (12 and 15 h) and initial moisture content of wood...

Transferring mechanic of cohesive sediments are different from non-cohesive sediments. For determining the erosion rate of non-cohesive sediments, physical parameters such as average diameter and density are used, such as average diameter and density. Due to the nature of the cohesive sediments, their erosion rates are determined interrelated with the shear stress of the bed with fixed coeffici...

Galali orebody is located in Sanandaj-Sirjan zone in west of Iran in the Karamkhani slops in Almogholagh mountains. The main ore is magnetite association with hematite, goethite, secondary limonite, malachite and pyrite. This orebody is located on north Galali fault; mineralization is made by fault movements in this orebody. Three types of ores have been seen in the Galali orebody as below: Typ...

all analytical methods are generally based on the measurement of a parameter or parameters which are somehow related to the concentration of the species.an ideal analytical method is one in which the concentration of a species can be measured to a high degree precision and accuracy and with a high sensitivity. unfortunately finding such a method is very difficult or sometimes even impossible.in...