up to now, most of the discussions about success and progress have been based on this issue that what could organization do for employee improvement. but according to environmental changes, career development literature has changed and the employee’s efforts for improving themselves became important. indeed, human capital as a major factor for success and career advancement and social and emoti...

following the introduction of technology and information technology into the fields of industry, commerce and services, providing various services can be considered as one of the most important parts of the impact of this technology in order to provide part of the accepted financial services. lack of customers' necessity to attend the bank in person as well as offering so many internet ser...

study of different islamic agreements efficiency in free of interest banking system through modern scientific approaches is of outmost importance. in this paper attempt has been made to study and compare the efficiency of charity loan agreement and cooperative agreements by dea approach in branches of mellat bank in kermanshah province as case study. in this direction, the data related to five ...

in recent years, information technology has highly affected the banking industry and the distribution channels of banking services toward self-servicing alternatives. at the present time, many banks and financial institutions are actively developing new electronic products for their customers but since customers don’t adopt and use the services, they can not profit from these new services. the ...

The forecast is very complex in financial markets. The reasons for this are the fluctuation of financial data, Such as Stock index data over time. The determining a model for forecasting fluctuations, can play a significant role in investors deci-sion making in financial markets. In the present paper, the Black Scholes model in the prediction of stock on year later value, on using data from mel...