During the Holocene Lake Orūmiye has been subjected to significant changes in climate. These have impacted the surround vegetation and runoff, and erosion rates of the surrounding basin. Shifts in seasonal rainfall from winter to summer dominated patterns have resulted in dramatic changes in the Orūmiye Basin’s vegetation cover from grass to shrub dominated communities. The degree of ground sur...

these days, all department stores make an effort to provide their clients with valuable products in order to project the best image for them. as a result, clients’ comprehension risk will decrease and they will be more willing to repurchase. having a good image is really important for the department stores because it makes an impression on clients’ comprehension of both quality and risk. consid...

Prioritization of critical sub-watershed is an important procedure to control runoff and erosion phenomenon and considered as effective way in management of watersheds and achieving sustainable development. The main aim of this study is assessing the soil erosion-prone areas and prioritization of 30 hydrologic response unit of Rozehchai Watershed that located in West Azerbaijan province (186.41...

assigning premium to the insurance contract in iran mostly has based on some old rules have been authorized by government, in such a situation predicting premium by analyzing database and it’s characteristics will be definitely such a big mistake. therefore the most beneficial information one can gathered from these data is the amount of loss happens during one contract to predicting insurance ...

nowadays,tourism industry considered as one of the main sources of income of a country.unfortunately and despite of owning plenty of cultural historical and natural attractions, iran has not reached to a proper position in this field. besides, the historical cities of a country are considered as the income resource and national wealth of it. qazvin with a rich cultural precedent, have suitable ...

Introduction Water erosion is one of the most important factors in land degradation in large parts of Iran destroying fertile soils and agricultural land. The impact of soil erosion and related sediments decreases significantly water quality and reservoir capacity. Especially in semiarid areas like in the Menderjan watershed in the west Isfahan province sheet and rill erosion contributes to th...

abstract birbery and corruption and other criminal and as such is one of social phenomena , and i can firmly say that society is protected and safe from harm , this is criminal . eache community is familiar with these crimes and the crime associated ( direct or indirect ) with the political economic , social , and cultural beliefs and religious issues , especially with the community . admitted...

this study aimed to investigate the effects of listening strategy training on iranian efl learners listening comprehension and use of such strategies. this work, employing an experimental methodology, was conducted among 60 adult efl learners from a language institute in isfahan, iran, as participants. the participants, who were selected based on the results of a placement test, were assigned t...

insurers have in the past few decades faced longevity risks - the risk that annuitants survive more than expected - and therefore need a new approach to manage this new risk. in this dissertation we survey methods that hedge longevity risks. these methods use securitization to manage risk, so using modern financial and insurance pricing models, especially wang transform and actuarial concepts, ...